The Employee State Insurance (ESI) Department provides essential healthcare and financial benefits to employees under the ESI Act, 1948. It offers medical care, disability benefits, maternity benefits, and compensation for workplace injuries. ESI applies to organizations with 10 or more employees earning up to ₹21,000 per month. Employers and employees contribute a small percentage of wages to the ESI fund, ensuring comprehensive social security. ESI safeguards employees and their families with accessible healthcare and financial stability.
Employers contribute 3.25% of the employee’s wages, while employees contribute 0.75%.
Employees can avail benefits by visiting an ESI dispensary or hospital with their ESI card and insurance number.
ESI covers medical treatment, hospitalization, maternity benefits, disability benefits, and funeral expenses.
If an employee crosses the ₹21,000 threshold, they will continue under ESI until the end of the contribution period.