PF CONSULTANCY

Contact Us

Esi & Epf Laws

Understanding ESI & EPF Laws for Employee Welfare

The Employees’ State Insurance (ESI) and Employees’ Provident Fund (EPF) laws are crucial for workforce welfare in India. ESI provides medical and financial benefits to employees in case of sickness, maternity, or injury, while EPF ensures retirement savings through employer-employee contributions. Businesses with 10+ employees (for ESI) and 20+ employees (for EPF) must register and comply with these regulations. Proper adherence protects employees’ rights and prevents legal penalties, fostering a secure and compliant work environment.

 

Our Key Services:

  • ESI & EPF Registration – Assistance in obtaining ESI & EPF registration for businesses.
  • Employee Enrollments – Ensuring proper registration of employees under ESI & EPF schemes.
  • Monthly Contribution Filing – Timely submission of contributions to avoid penalties.
  • Challan & Return Preparation – Preparation and submission of ESI & EPF returns.
  • Payroll Compliance – Integration of ESI & EPF deductions into payroll processing.
  • Inspection & Audit Support – Assistance in audits and inspections by authorities.
  • Grievance Handling – Resolving employee queries related to ESI & EPF benefits.
  • KYC & UAN Management – Updating employee KYC and handling Universal Account Numbers (UAN).
  • Claim Processing – Assistance in filing ESI medical claims and EPF withdrawals.
  • Legal Advisory – Guidance on legal compliance and risk mitigation.
  • Transfer & Settlement Support – Managing EPF account transfers and settlements.
  • Maternity & Disability Benefits Compliance – Ensuring compliance with ESI provisions for maternity and disability claims.
  • Pension Scheme Compliance – Assistance in EPF pension scheme adherence.
  • Penalty & Dispute Resolution – Support in handling penalties and legal disputes.
  • Training & Awareness Programs – Educating employees and HR teams on ESI & EPF benefits.
  •  

Frequency Asked Question

  • The ESI scheme provides medical, disability, maternity, and other benefits to employees earning up to ₹21,000 per month in establishments covered under the ESI Act.
  • Any business with 10 or more employees (in some states, 20 or more) must register under the ESI Act and contribute to the scheme.
  • The EPF scheme helps employees save for retirement by contributing a portion of their salary, matched by their employer, into a provident fund account.
  • Organizations with 20 or more employees must register under the EPF Act, and employees earning less than ₹15,000 per month are mandatorily covered.
  • Employers contribute 3.25% of an employee’s gross salary, and employees contribute 0.75% toward ESI.
  • Employers and employees each contribute 12% of the employee’s basic salary + dearness allowance to the EPF.
  • Yes, partial withdrawals are allowed for medical emergencies, home purchases, education, and marriage. Full withdrawal is possible after retirement or unemployment for two months.
  • Employees can check their EPF balance through the EPFO portal, UMANG app, SMS, or missed call service.
  • Non-compliance may lead to penalties, interest on delayed payments, and legal actions against the employer.
  • Yes, employees can transfer their EPF balance online using their Universal Account Number (UAN) through the EPFO portal.
Call Now Button